Check Credit – Your Personal Line of Credit
If you’re like most people, there are times when you want to write a check only to discover you don’t have sufficient funds in your account. Wouldn’t it be great if you had a personal line of credit you could access as easily as writing a check and to protect you from overdraft fees? That’s exactly what you have with CHECK CREDIT.
Overdraft Protection
When you write a check for more than the balance in your checking account, Check Credit is activated to cover any potential overdraft, thus you are not faced with overdraft fees. Check Credit will advance in increments of $200, up to your credit limit. Anyone with a checking account with us can apply.
An Instant Loan
Check Credit is a personal line of credit tied to your checking account. It’s available for you anytime and for anything, even available through the ATM. You only pay interest on the amount you borrow, and, each time you pay back all or part of the balance, those funds are available for you to borrow again.
Easy Repayment Options
You can repay your Check Credit loan a little at a time or all at once. Minimum monthly payments are required (amount depends on your balance). You can also make additional payments in person or online through Internet Banking. You have the flexibility to always pay the balance off when you choose.